The Buyout Calculator

What would it cost to keep your car?

Estimate your Keep-It payment in 30 seconds, then see what turning it in would cost, side by side. No sign-up, no credit pull.

See today’s rates by loan term →

$25,000
Estimated Keep-It payment
$422/mo

estimated payment: your lender sets the real number

  • Amount financed $25,000
  • Estimated APR* 6.64%
  • Term 72 months
  • Total of payments $30,378.00
Get My Exact Numbers

Estimated payment. Final terms are set by your lender after one credit application.

*Estimated APRs shown by credit range are illustrative, based on rates as low as 4.34% APR for well-qualified applicants on terms up to 48 months as of September 2026, and are subject to change. Estimates adjust with your selected term and use the middle of each credit range. Payment figures are examples that cover the loan only. They do not include taxes, title, registration, or our $695 processing fee, which are typically added to the amount financed. Financing through our partner lenders is available for amounts of $7,500 and up. Your rate depends on credit profile, loan term, vehicle, and state; all loans are subject to lender approval. Lease Solutions LLC arranges financing through partner lenders and is not itself a lender.

3,000 mi
$395
Estimated turn-in bill
$1,395

due when you hand the keys back

  • Mileage overage $750
  • Disposition fee $395
  • Wear and tear $250
Buy it out instead: $0 in turn-in charges. Your payoff simply becomes your loan.

Estimates for illustration. Your lease agreement sets the exact rates and fees.

Turning it in isn’t free either.

Slide either calculator above (flip the toggle to switch sides) and watch both results update here.

Cost to walk away
$0

due at turn-in, and you still need your next car

Keep-It payment
Run yours by hand

a specialist can model your payment with you, whatever your credit looks like

Walk-away figures compute from the numbers you enter above. Your lease agreement sets the actual rates and fees. Estimated payment. Payment figures are examples that cover the loan only. They do not include taxes, title, registration, or our $695 processing fee, which are typically added to the amount financed. Final terms are set by your lender after one credit application.

A specialist pulls your real payoff from your leasing company. No credit pull to see your estimate.

Sam, the Lease Solutions mascot, leaning on the corner of the screen
Numbers looking good?

Make the estimate real.

A specialist pulls your actual payoff and walks you through your options, usually within one business hour.

  • No credit pull for your estimate
  • No obligation
  • No dealership visit
  • BBB Accredited
  • U.S.-based support
  • No DMV trip in most states
  • Serving drivers nationwide