Your credit profile
The strongest tier gets the floor rate; every tier below it pays a step more. Checking your estimate here never touches your credit, so you can see where you stand before anything is run.
Rates as low as 4.34% APR through our partner lenders — for well-qualified applicants on terms up to 48 months, as of August 2026. Straight from the rate sheets lenders publish to us — not an average, not a teaser.
Representative example: finance $30,000 for 72 months at 5.14% APR with $0 down.
$34,927.20 total of payments.
*Rates as low as 4.34% APR for well-qualified applicants on terms up to 48 months as of August 2026 and subject to change. Rates reflect the most recent rate sheets our partner lenders have issued to us; lenders can change pricing at any time, and the rate you are offered may differ from the rates shown. The lowest rates apply to newer vehicles and the strongest credit profiles; your rate depends on credit profile, loan term, vehicle, and state, and all loans are subject to lender approval. Representative example: financing $30,000 for 72 months at 5.14% APR with $0 down is $485.10 per month and $34,927.20 in total payments. Payment figures are examples that cover the loan only — they do not include taxes, title, registration, or our $695 processing fee, which are typically added to the amount financed. Lease Solutions LLC arranges financing through partner lenders and is not itself a lender.
Lenders don't price loans by feel. These are the levers — and knowing them is how you land on the right side of the table above.
The strongest tier gets the floor rate; every tier below it pays a step more. Checking your estimate here never touches your credit, so you can see where you stand before anything is run.
Terms up to 48 months earn the lowest rates. Each step longer — 60, 72, 84 months — adds a little to the rate but lowers the monthly payment. It's a trade you get to make on purpose.
Newer vehicles get the best pricing — most cars coming off lease qualify for the top band. Older vehicles finance at slightly higher rates, and your specialist will tell you exactly where yours lands.
Partner lenders work with us through their dealer channel, and that pricing can sometimes be lower than what the same lender advertises publicly. We shop one application across partners so you don't have to guess which one fits.
Slide to your situation — the estimates use the same rate sheet as the table above, adjusted for your term and credit range. No credit pull to look.
estimated payment — your lender sets the real number
Estimated payment. Final terms are set by your lender after one credit application.
*Estimated APRs shown by credit range are illustrative, based on rates as low as 4.34% APR for well-qualified applicants on terms up to 48 months as of August 2026, and are subject to change. Estimates adjust with your selected term and use the middle of each credit range. Payment figures are examples that cover the loan only — they do not include taxes, title, registration, or our $695 processing fee, which are typically added to the amount financed. Financing through our partner lenders is available for amounts of $7,500 and up. Your rate depends on credit profile, loan term, vehicle, and state; all loans are subject to lender approval. Lease Solutions LLC arranges financing through partner lenders and is not itself a lender.
Yes — it's the current best rate on our partner lenders' rate sheets as of August 2026, for applicants with top-tier credit financing a newer vehicle on a shorter term (up to 48 months). It isn't a teaser: qualified applicants sign at that rate. Most drivers land a different rate depending on credit profile, term, and vehicle, and every loan is subject to lender approval.
Getting your estimate never touches your credit — your car, your numbers, and your estimated Keep-It payment are all no-credit-pull steps. The only credit event is one careful application with the lenders we choose together, and we tell you before anything is run.
Four things move it: your credit profile, the loan term (longer terms carry higher rates), your vehicle’s model year (newer cars get the best pricing), and which partner lender fits your situation. That’s why we shop one application across lenders instead of guessing.
Yes — our partner lenders reissue their rate sheets regularly, typically monthly. We update this page when they do, which is why every rate carries an "as of" date. The rates shown are as of August 2026.
Yes. Financing through our partner lenders is available for amounts of $7,500 and up. If your payoff is close to that line, talk to a specialist — structure matters, and the math often still works.
No. Lease Solutions is a broker — we arrange financing through partner lenders, and the lender sets your rate and makes the credit decision. What we do is shop your application to the partner whose pricing fits you best. Our flat $695 processing fee is separate from the rate and disclosed before you apply.
A specialist confirms your payoff and shops your application across our partner lenders.