
Start with your license plate or VIN, and our team will help you compare lease buyout financing options from trusted lenders.


Review your financing options and select the one that works best for you. We’ll walk you through the details so you can make an informed decision about your vehicle ownership journey.
Complete your paperwork from home, and you’re all set. We handle the title transfer process and paperwork.

Start-to-Finish
Our team handles every step of your lease buyout, and the best part is you don’t need to leave the comfort of your own home. Explore our services.
Finding the right financing shouldn’t be complicated. Whether you’re approaching the end of your lease or you’re ready to purchase your vehicle today, we help you explore competitive lease buyout financing options from trusted lenders nationwide.
Our team simplifies the process by helping you understand your buyout amount, compare financing options, and secure terms that fit your budget. With Lease Solutions, you can complete an online lease buyout without the stress of dealership negotiations.
After purchasing your vehicle, protecting your investment is just as important as financing it. We offer optional protection products including GAP protection, vehicle service contracts, windshield coverage, tire and wheel protection, and key replacement plans.
We proudly partner with Smart Autocare to offer our drivers the best protection. Enjoy added peace of mind knowing you’re covered in a variety of situations. Click a service below to learn more.
Paperwork can be one of the most frustrating parts of buying a vehicle. Our team provides title transfer assistance and handles the documentation required to transfer ownership into your name.
When you choose to buy out your lease, our experienced team handles the necessary paperwork and helps ensure every detail is taken care of, including the transfer of ownership. We guide you through the titling process every step of the way.
You don’t have to speak to multiple people. You get a personal lease expert from start to finish. Our team is with you every step of the way—from your initial consultation to completing your buyout.
We’re proud to provide simple, transparent support for your financing, protection, and title needs. Skip the hassle of the dealership and enjoy one dedicated point of contact throughout the process.
Whether you’re exploring end-of-lease financing or looking for the best way to purchase your current vehicle, our team helps connect you with financing solutions tailored to your needs.
*Rates are current as of November 2025 and are subject to change
Dealerships will try to convince you to return your car and get another lease. Why? because they want to resell your car and ensure you are in a perpetual cycle of renting from them. Frankly, dealerships make more money when you lease, and it is always more expensive for you in the long run. Here are the main reasons to buy out your leased car.
Buying out your lease can often mean lower monthly payments compared to leasing a new vehicle, as you’re financing the remaining value rather than the full price of a new car.
Owning your vehicle gives you the freedom to drive without restrictions—no mileage limits, no wear-and-tear fees, and no worries about lease-end penalties. Plus, once your loan is paid off, you own the car outright, eliminating monthly payments and giving you long-term financial flexibility that leasing can’t offer.
Positive equity in a car you own means the car’s market value is higher than the amount you still owe on its loan. This equity can be used as a down payment on a new car, traded in for value, or kept as profit if you sell the car.
You don’t have to worry about staying under a mileage limit or keeping the car in pristine condition to avoid extra charges. Plus, as the owner, you control maintenance and repairs on your terms, without the pressure of returning the car in perfect condition.
*Rates above may change at lender discretion and may not be available at the time of loan commitment or lock-in.

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Vehicle Protection Plan
A clearer view of the road ahead
A clear windshield is essential to the safety of you and your passengers. Windshield Appearance Protection uses an advanced treatment designed to strengthen and enhance the qualities of the glass while helping protect against everyday driving conditions.
How It Works
The Smart AutoCare™ Windshield Appearance Protection treatment contains a bonding agent that chemically adheres to the glass surface. Using nano-chemistry, the treatment caps glass pores and surface ridges, creating a protective hydrophobic shield.
Q & A
Windshield Appearance Protection is designed to make covered windshield repair or replacement simple and convenient.
None. There are no out-of-pocket expenses or deductibles on any covered windshield repair or replacement.
Technicians can come directly to your home, business, or to a dealership service facility that is close to you.
Administered by: Smart AutoCare™ | 800-242-7316
Florida: In Florida, the Obligor is Lyndon Southern Insurance Company. Florida License No. 03698.
This brochure is a summary of the benefits available. For complete information including details of benefits, coverage, specific exclusions, conditions, and limitations, please refer to the complete terms and conditions of the service agreement.
A service agreement is optional, cancellable, and in no way required to obtain credit. A service agreement is not a warranty.
Smart AutoCare™ • Fortegra • www.smartautocare.com • SACB57-0724
Vehicle Protection Plan
Unexpected road hazards like debris, potholes, nails, metal scrap, and broken glass can damage your tires and rims when you least expect it. Tire & Rim Protection helps protect against the inconvenient and escalating cost of covered repairs and replacements.
Facts & Figures
Below are average repair or replacement cost ranges per tire or rim based on claims paid for actual customers.
Did You Know?
Road hazards are common, and tire-related emergencies can happen quickly. Tire & Rim Protection helps give drivers added confidence when the unexpected happens.
Included Roadside Assistance
Roadside assistance is included 24 hours a day, 7 days a week, 365 days a year.
Administered by: Smart AutoCare™ | 800-242-7316
This brochure is a summary of the benefits available. For complete information including details of benefits, coverage, specific exclusions, conditions, and limitations, please refer to the complete terms and conditions of the service agreement.
A service agreement is optional, cancellable, and in no way required to obtain credit. A service agreement is not warranty.
Smart AutoCare™ • Fortegra • www.smartautocare.com • SACB50-1123
Vehicle Protection Plan
Protection beyond factory warranties
Unexpected warning lights, breakdowns, and repair costs can disrupt your plans. SmartCare Vehicle Service Agreement helps safeguard vital vehicle components and may help cover repairs and replacements beyond factory warranties.
24/7/365 additional benefits
Included Benefits
SmartCare includes benefits designed to help reduce the inconvenience of covered repairs, including alternate transportation, trip interruption, and diagnostic coverage.
Coverage Levels
SmartCare offers multiple coverage levels, from core powertrain protection to broader exclusionary-style coverage.
Covers important components such as engine, transmission / transfer case, turbocharger / supercharger, FWD / RWD / 4WD / AWD, and seals & gaskets.
Covers Powertrain components plus air conditioning, suspension, cooling system, electrical, fuel system, brakes / ABS, and steering.
Covers Powertrain+ components plus audio, hybrid systems, and entertainment / navigation.
Covers nearly all components on the vehicle with the exception of noted exclusions.
Wrap Coverage & Surcharges
Depending on eligibility and vehicle type, additional wrap coverage and surcharge options may be available.
Administered by: Smart AutoCare™ | 800-242-7316
Florida: In Florida, the Obligor is Lyndon Southern Insurance Company. Florida License No. 03698.
Smart AutoCare is the marketing name for the service contract operations of the subsidiaries of The Fortegra Group, Inc. Products and services are provided by Ownershield, Inc., Independent Dealer Group, Inc., or Lyndon Southern Insurance Company.
This is a summary of the benefits available. For complete information including details of benefits, coverage, specific exclusions, and limitations, please refer to the complete terms and conditions of the service agreement.
A service agreement is optional, cancelable, and in no way required to purchase or lease a vehicle. A service agreement is not a warranty.
Smart AutoCare™ • Fortegra • SACB48-0324
Vehicle Protection Plan
If your vehicle is declared a total loss, your auto insurance may only pay the vehicle’s current market value. SmartGAP is designed to help cover the difference between what your insurance company pays and what you still owe on your loan or lease.
When a vehicle is declared a total loss, insurance typically reimburses the current market value. If that amount is less than your loan or lease balance due to depreciation, SmartGAP may help pay the difference.
SmartGAP can be especially helpful for new vehicles or leased vehicles because depreciation is often highest during the early years of ownership. It may help protect you from financial hardship after a total loss.
Example Scenario
In this example, the loan or lease payoff is higher than the insurance settlement. SmartGAP may help reduce the potential out-of-pocket expense.
Coverage & Features
SmartGAP is designed to help protect borrowers, financial institutions, and lease providers when a covered vehicle is declared a total loss.
Smart AutoCare SmartGAP is an addendum to your vehicle finance or lease contract and can only be written when you execute your finance or lease agreement.
Administered by: Smart AutoCare™ | 800-242-7316
This brochure is a summary of the benefits available. For complete information including details of benefits, coverage, specific exclusions, conditions, and limitations, please refer to the complete terms and conditions of the service agreement.
A service agreement is optional, cancellable, and in no way required to obtain credit. A service agreement is not warranty.
Smart AutoCare™ • Fortegra • www.smartautocare.com
Vehicle Protection Plan
Automobile • Truck • Motorcycle
From navigation and audio systems to cameras, sensors, Bluetooth modules, and entertainment features, today’s vehicles rely on advanced technology every day. Smart Tech Plus helps protect the electronic components that make your vehicle more convenient, connected, and enjoyable to drive.
Did You Know?
Modern vehicle electronics can carry high replacement costs. A navigation system could cost nearly $5,000 or more, a collision avoidance system could cost nearly $2,500 or more, and a rear entertainment system could exceed $3,000.
Included Roadside Assistance
Roadside assistance is available 24 hours a day, 7 days a week, 365 days a year.
Administered by: Smart AutoCare™ | 800-242-7316
This brochure is a summary of the benefits available. For complete information including details of benefits, coverage, specific exclusions, conditions, and limitations, please refer to the complete terms and conditions of the service agreement.
A service agreement is optional, cancellable, and in no way required to obtain credit. A service agreement is not warranty.
Smart AutoCare™ • Fortegra • www.smartautocare.com
Modern vehicle keys and remotes are more advanced than ever, but that also means they can be expensive to replace or reprogram. Key Replacement Protection helps keep an unexpected key or remote replacement from turning into a costly surprise.
Included Roadside Assistance
Roadside assistance is available 24 hours a day, 7 days a week, 365 days a year.
Administered by: Smart AutoCare™ | 800-242-7316
In Florida, the Obligor is Lyndon Southern Insurance Company. Florida License No. 03698.
This information is a summary of possible benefits available. Some restrictions and limitations may apply. Please refer to the actual contract for specific details and limitations.
Smart AutoCare™ • A Tiptree Company • Fortegra • BBB Accredited Business