End Your Lease.
Own Your Car.

Want to keep your leased car? We help you buy it. No dealership visit required.

Buy your leased car, skip the dealership.

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The Process is Easy

Own Your Leased Car in 3 Steps!

1

Check Your Buyout Options

Start with your license plate or VIN, and our team will help you compare lease buyout financing options from trusted lenders.

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Sam the Solutions Sloth and a woman review lease buyout options together on a fence

Review and Choose

Review your financing options and select the one that works best for you. We’ll walk you through the details so you can make an informed decision about your vehicle ownership journey.

2
3

Sign and Keep Driving

Complete your paperwork from home, and you’re all set. We handle the title transfer process and paperwork.

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Hear it from Someone Else.

Our Customer Testimonials.

Start-to-Finish

We'll Handle Everything.

Our team handles every step of your lease buyout, and the best part is you don’t need to leave the comfort of your own home. Explore our services.

Financing That Fits Your End of Lease Needs

Lease Buyout Loan Rates and Terms

Whether you’re exploring end-of-lease financing or looking for the best way to purchase your current vehicle, our team helps connect you with financing solutions tailored to your needs.

Rates as Low as

4.99% APR*

*Rates are current as of November 2025 and are subject to change

Available Loan Terms

36-84 months

End The Cycle Of Leasing

Why Buy Your Leased Car?

Dealerships will try to convince you to return your car and get another lease. Why? because they want to resell your car and ensure you are in a perpetual cycle of renting from them. Frankly, dealerships make more money when you lease, and it is always more expensive for you in the long run. Here are the main reasons to buy out your leased car. 

Payment

Buying out your lease can often mean lower monthly payments compared to leasing a new vehicle, as you’re financing the remaining value rather than the full price of a new car. 

Freedom

Owning your vehicle gives you the freedom to drive without restrictions—no mileage limits, no wear-and-tear fees, and no worries about lease-end penalties.  Plus, once your loan is paid off, you own the car outright, eliminating monthly payments and giving you long-term financial flexibility that leasing can’t offer.

Equity

Positive equity in a car you own means the car’s market value is higher than the amount you still owe on its loan. This equity can be used as a down payment on a new car, traded in for value, or kept as profit if you sell the car.

Peace of Mind

 You don’t have to worry about staying under a mileage limit or keeping the car in pristine condition to avoid extra charges. Plus, as the owner, you control maintenance and repairs on your terms, without the pressure of returning the car in perfect condition.

Your Lease Experts

Why Choose Us?

Customer Satisfaction

0 /10

Industry Experience

0 + years

*APR Rates As Low As

0 %
5 year $30,000 loan

People You Talk To

1

*Rates above may change at lender discretion and may not be available at the time of loan commitment or lock-in.

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Vehicle Protection Plan

Windshield Appearance Protection

A clearer view of the road ahead

Protect your windshield and improve visibility.

A clear windshield is essential to the safety of you and your passengers. Windshield Appearance Protection uses an advanced treatment designed to strengthen and enhance the qualities of the glass while helping protect against everyday driving conditions.

Coverage & Benefits

  • Repair or replace* damaged windshield
  • Wide range of term options
  • Available on new and used vehicles
  • Protects windshield from chips and cracks
  • Protects against acid rain and water spots

Appearance & Visibility

  • Improves clarity of automobile glass
  • Reduces night glare
  • Promotes easy removal of bugs
  • Strengthens glass at the molecular level
  • Repels water, ice, and snow

How It Works

A protective treatment for your windshield.

The Smart AutoCare™ Windshield Appearance Protection treatment contains a bonding agent that chemically adheres to the glass surface. Using nano-chemistry, the treatment caps glass pores and surface ridges, creating a protective hydrophobic shield.

Chemically bonds to glass Helps protect glass surface Creates a hydrophobic shield Supports clearer visibility

Q & A

Simple answers before you move forward.

Windshield Appearance Protection is designed to make covered windshield repair or replacement simple and convenient.

What are my out-of-pocket expenses?

None. There are no out-of-pocket expenses or deductibles on any covered windshield repair or replacement.

Where will repairs or replacement be performed?

Technicians can come directly to your home, business, or to a dealership service facility that is close to you.

Vehicle Protection Plan

Tire & Rim Protection

Road hazards happen. Tire and rim repairs can add up fast.

Unexpected road hazards like debris, potholes, nails, metal scrap, and broken glass can damage your tires and rims when you least expect it. Tire & Rim Protection helps protect against the inconvenient and escalating cost of covered repairs and replacements.

Tire Coverage

  • Curb damage
  • Metal scrap
  • Broken glass
  • Nails and screws

Rim / Wheel Coverage

  • Curb damage
  • Bent rims
  • Scratches
  • Cosmetics
  • Scrapes and gouges
  • Paint matches for all OEM wheels
  • Simulated lathe lines for machined wheels

Facts & Figures

Repair and replacement costs can vary by vehicle type.

Below are average repair or replacement cost ranges per tire or rim based on claims paid for actual customers.

Vehicle Type Per Tire Per Rim
Minivan $150 – $250 $300 – $550
Sedan / Coupe $150 – $300 $450 – $700
Truck / SUV $175 – $400 $675 – $1,100
Sports Car $250 – $500 $1,400 – $3,200

Did You Know?

Tire issues are one of the most common roadside problems.

Road hazards are common, and tire-related emergencies can happen quickly. Tire & Rim Protection helps give drivers added confidence when the unexpected happens.

Over 25% of roadside emergencies are tire related. Approximately 7 tire punctures occur every second in the U.S. Drivers experience, on average, up to 5 flat tires in their lifetime.

Included Roadside Assistance

Help is included 24/7/365.

Roadside assistance is included 24 hours a day, 7 days a week, 365 days a year.

Towing Flat Tire Battery Gas / Fluid Lock Out

Vehicle Protection Plan

SmartCare Vehicle Service Agreement

Protection beyond factory warranties

Get back on the road with confidence.

Unexpected warning lights, breakdowns, and repair costs can disrupt your plans. SmartCare Vehicle Service Agreement helps safeguard vital vehicle components and may help cover repairs and replacements beyond factory warranties.

Roadside Assistance Included

24/7/365 additional benefits

  • Towing
  • Lock out
  • Flat tire
  • Gas / fluid
  • Battery assistance

Additional Benefits

  • Rental car / alternate transportation
  • Trip interruption reimbursement
  • Diagnostic coverage

Included Benefits

Helpful support when repairs interrupt your plans.

SmartCare includes benefits designed to help reduce the inconvenience of covered repairs, including alternate transportation, trip interruption, and diagnostic coverage.

Rental Car / Alternate Transportation $100/day, max 7 days
Major Component Repairs 3 extra days, max $1,000
Trip Interruption Up to $100/day, max 3 days
Diagnostic Coverage Included with covered breakdown

Coverage Levels

Choose the level of coverage that fits your vehicle.

SmartCare offers multiple coverage levels, from core powertrain protection to broader exclusionary-style coverage.

Powertrain

Covers important components such as engine, transmission / transfer case, turbocharger / supercharger, FWD / RWD / 4WD / AWD, and seals & gaskets.

Powertrain+

Covers Powertrain components plus air conditioning, suspension, cooling system, electrical, fuel system, brakes / ABS, and steering.

Comprehensive

Covers Powertrain+ components plus audio, hybrid systems, and entertainment / navigation.

Total Exclusionary

Covers nearly all components on the vehicle with the exception of noted exclusions.

Wrap Coverage & Surcharges

Additional coverage options may be available.

Depending on eligibility and vehicle type, additional wrap coverage and surcharge options may be available.

Wrap Certified Wrap Diesel Wrap Electric Vehicle (EV) Wrap Mobility Coverage Autonomous Driving Systems Commercial / Business Use Hybrid / HEV / EV Battery Coverage Consequential Loss Coverage Disappearing Deductible Personal Snowplow Commercial Snowplow

Vehicle Protection Plan

SmartGAP Protection

Don’t get stuck paying the difference after a total loss.

If your vehicle is declared a total loss, your auto insurance may only pay the vehicle’s current market value. SmartGAP is designed to help cover the difference between what your insurance company pays and what you still owe on your loan or lease.

How SmartGAP Works

When a vehicle is declared a total loss, insurance typically reimburses the current market value. If that amount is less than your loan or lease balance due to depreciation, SmartGAP may help pay the difference.

Who Needs SmartGAP?

SmartGAP can be especially helpful for new vehicles or leased vehicles because depreciation is often highest during the early years of ownership. It may help protect you from financial hardship after a total loss.

Example Scenario

A total loss can leave a real shortfall.

In this example, the loan or lease payoff is higher than the insurance settlement. SmartGAP may help reduce the potential out-of-pocket expense.

Loan Amount $30,000
Loan / Lease Payoff $18,000
Auto Insurance Settlement $12,000
Loan Shortfall ($6,000)
Insurance Deductible ($1,000)
Potential Out-of-Pocket Expense ($7,000)
Out-of-Pocket Expense with SmartGAP $0

Coverage & Features

Protection for financed or leased vehicles.

SmartGAP is designed to help protect borrowers, financial institutions, and lease providers when a covered vehicle is declared a total loss.

Insured risk protection New and pre-owned vehicles Financed or leased vehicles Eligible for most vehicles Wide range of loan or lease terms No maximum payout limitation Pays deductible up to $1,000 Underwritten by a top-rated insurance carrier

Can I get SmartGAP later?

Smart AutoCare SmartGAP is an addendum to your vehicle finance or lease contract and can only be written when you execute your finance or lease agreement.

Vehicle Protection Plan

Smart Tech Plus Protection

Automobile • Truck • Motorcycle

Coverage for the technology you rely on most.

From navigation and audio systems to cameras, sensors, Bluetooth modules, and entertainment features, today’s vehicles rely on advanced technology every day. Smart Tech Plus helps protect the electronic components that make your vehicle more convenient, connected, and enjoyable to drive.

Covered Components

  • Navigation and audio system
  • Surround sound system
  • Rear entertainment system
  • USB ports
  • Bluetooth module and microphone
  • HomeLink® / garage door control transmitter

Additional Technology Coverage

  • DVD / VHS players
  • Blind spot monitoring control module
  • Rear, front, and side mounted cameras
  • Keyless entry and remote start proximity sensors and switches
  • Power trunk / lift gate sensors and monitors
  • And more

Did You Know?

Vehicle technology can be expensive to replace.

Modern vehicle electronics can carry high replacement costs. A navigation system could cost nearly $5,000 or more, a collision avoidance system could cost nearly $2,500 or more, and a rear entertainment system could exceed $3,000.

Navigation System Nearly $5,000+
Collision Avoidance System Nearly $2,500+
Rear Entertainment System Over $3,000

Included Roadside Assistance

Support wherever the road takes you.

Roadside assistance is available 24 hours a day, 7 days a week, 365 days a year.

Towing Assistance Flat Tire Assistance Fuel, Oil, Fluid and Water Delivery Lock-out Assistance Battery Assistance

Key Replacement Protection

Easy to misplace. Costly to replace.

Modern vehicle keys and remotes are more advanced than ever, but that also means they can be expensive to replace or reprogram. Key Replacement Protection helps keep an unexpected key or remote replacement from turning into a costly surprise.

Coverage Highlights

  • Wide range of term options
  • Coverage for both your key and remote
  • Cancelable and transferable

Potential Replacement Costs

Key$20 – $75
Remote$150 – $300
Reprogramming$50 – $200

Included Roadside Assistance

Help when you need it most.

Roadside assistance is available 24 hours a day, 7 days a week, 365 days a year.

Towing Assistance Flat Tire Assistance Battery Assistance Lock-out Assistance Fuel, Oil, Fluid and Water Delivery