By Austin D., Lease Solutions
Westmark doesn't advertise a lease-buyout loan — its published auto lending covers purchases and refinancing. But buyout financing arranged through Lease Solutions goes out across our partner lenders, Westmark Credit Union among them, so the credit-union option is part of your comparison automatically. Membership runs through Idaho employers, Member Firms, and family — with a $5 savings account as the doorway.
What Westmark Is
Per Westmark's own history, it started in 1954 as Atomic Workers Credit Union — founded by employees of the Idaho Falls atomic-energy site (today's Idaho National Laboratory) — took the Westmark name in 1987, and today reports over 75,000 members and 15 branches, all of them in Idaho, including Twin Falls. It's a state-chartered, member-owned credit union, federally insured by the NCUA (a deposit-insurance credential of the institution). Among Idaho's credit unions, Westmark is the deep-roots hometown pick — the credit-union lane of your buyout comparison, with seventy years of local history behind it.
What It Publishes About Auto Lending
As published on westmark.org as of August 2026:
- Auto purchase loans with terms of 24 to 84 months, with online pre-approval
- Refinancing of auto loans from other lenders
- Dealer-lot financing through the CUDL AutoSMART network, plus private-party auto loans
- Loans are for members only — joining means a Primary Savings Account with a $5 minimum deposit
What you won't find: a lease-buyout product page. Like most credit unions, Westmark simply doesn't market that niche by name — which says nothing about whether a credit union belongs in your buyout comparison, and everything about why a broker submits the application rather than you hunting for a product page that doesn't exist.
How the Credit-Union Lane Works in a Buyout
Lease Solutions packages your buyout application once and arranges financing through partner lenders — banks and credit unions both — so a Westmark-type answer gets weighed against the national lenders on the same file. Sometimes the credit union wins the deal; sometimes it doesn't. Either way, reviewing your options touches nothing on your credit — one credit application happens only when you decide the numbers work. Then the finish line is ours: payoff to your leasing company, title, registration, and plates, handled from Twin Falls for one flat $695 fee.
Common Questions
Does Westmark Credit Union offer lease buyout loans?
Westmark doesn’t publish a named “lease buyout loan” — its auto lending covers purchases (terms from 24 to 84 months) and refinancing from other lenders. Lease Solutions arranges buyout financing through its partner lenders, Westmark Credit Union among them; whether your deal lands there or with another partner depends on your situation and the lenders’ decisions.
Who can join Westmark?
Per westmark.org as of August 2026: people employed by or retired from most employers in its 34 Idaho counties, employees and retirees of its several hundred Member Firms and associations, and blood relatives of current members. Joining means opening a Primary Savings Account with a $5 minimum deposit that stays in the account.
Do I have to be a member before getting a loan?
Yes — Westmark’s own pages say credit union loans are available only to members. The $5 savings account is the doorway; loans are subject to the credit union’s approval.
Does Westmark operate in Twin Falls?
Yes — Westmark reports 15 branches, all in Idaho, including Twin Falls. It’s been an Idaho institution since 1954, when it started as Atomic Workers Credit Union in Idaho Falls.
Is Lease Solutions affiliated with Westmark Credit Union?
No. Lease Solutions LLC is an independent broker. Westmark is one of several partner lenders financing is arranged through; it does not endorse or sponsor Lease Solutions. All loans are subject to lender credit approval, and Westmark lends to its members.
Lease Solutions LLC is an independent broker, not a lender or a credit union, and is not affiliated with, endorsed by, or sponsored by Westmark Credit Union of Idaho Falls, Idaho. Financing is arranged through partner lenders; all loans are subject to lender credit approval, and credit-union lending requires membership. Statements about Westmark reflect its public website as of August 2026 and can change — confirm current details with Westmark. Also see our partner guides for Capital One and Ally.