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Frequently Asked Questions
Lease Solutions is a one-stop shop for buying your leased vehicle. We find you financing options from the most trusted lenders in the United States. We also offer protection packages like service contacts and gap insurance to protect your new investment. Finally, we handle the paperwork and titling so you can spend your time on more important things.
Simply contact us by phone or through the online form on our website, and one of our Lease Specialists will guide you through the entire process.
Not long. It only takes about 15 minutes to get started, and most people can complete the process in less than an hour.
Yes, submitting an auto loan application involves a hard credit check. This is also known as a “hard pull” or “hit,” and this applies to the applications we handle for our clients as well.
However, it is essential to note that multiple credit inquiries of the same type (such as for an auto loan) within a specific timeframe (usually 30-45 days) are generally considered a single inquiry. This allows consumers to shop around for the best rates and deals without multiple credit score hits.
Fortunately, we’ll take care of the comparison shopping for you and provide you with the best options available.
Absolutely. In most cases, your factory warranty is expiring at the time of your lease maturity; we tailor a protection package to protect your vehicle and give you peace of mind.
Yes. Your loan can be structured with up to one co-signer.
Yes, you can buy out of your lease early. However, it usually makes the most financial sense to do it close to your maturity date. We advise within 3 months of your lease maturity.
No, when you do a lease buyout the car becomes yours. You do not have to pay any over mileage fees.
You will typically need your vehicle’s VIN (Vehicle Identification Number), current mileage, and a copy of your driver’s license, insurance, and registration. We will also need a payoff quote from your leasing company. If you don’t have the payoff quote, we can help you obtain it.
Yes, we offer financing options for individuals with all types of credit. We work with various lenders to find the best terms available to you.
Our lease specialists can walk you through the pros and cons of a lease buyout and help you determine if it’s the right decision based on your current financial situation and future plans.
Lease Solutions only offers completely simple interest method loans that have zero pre-payment penalties.
Absolutely, you do not need to wait until the maturity of you lease to do a lease buyout.
