Have a Lease?
We have a Solution.

Stop Your Lease. Own your Car.

Is your lease ending? We have a solution. Stop your lease and own your car in 4 easy steps.

Hero image featuring a woman sitting on the hood of her car with Sam the Solutions Sloth, both smiling and taking a selfie.
The Process is Easy

Own Your Leased Car in 4 Steps!

1

Provide Your Information

Contact us with your vehicle information. All we need is your vehicle’s license plate or VIN to get started.  

Sam the Solutions Sloth and a woman sitting on the back of a car, with Sam holding a clipboard, both engaged in conversation
Sam the Solutions Sloth hanging from the woman, both looking ahead as Sam points into the distance.

We Find You Options

Our experts find you the best financing solutions tailored to your needs.

2
3

Review and Choose

Review your options and select the one that works best for you.

Sam the Solutions Sloth and a woman sitting on a fence, with the woman looking at a piece of paper and Sam pointing at something on the page.
Sam the Solutions Sloth and a woman celebrating as they drive away in a car, both with their hands raised in celebration.

Sign and Keep Driving

Complete your paperwork from home, and you are all set. We handle the title transfer and paperwork. 

4
Start-to-End

Don't Move. We'll Handle Everything.

Our team handles every step of your lease buyout, and the best part is you don’t need to leave the comfort of your own home.  Explore our services.

Loan

We negotiate with the banks so you don’t have to. Our lenders compete for your business, which means you get the best deal possible every time. 

With over 4,000 FDIC-insured banks in the U.S., finding the perfect loan with the best interest rate can feel daunting. That’s where we come in. Our team simplifies the process by searching for the most competitive rates and terms tailored to your lease buyout needs. We partner with the nation’s most trusted financial institutions to ensure you receive financing options that align with your goals and budget. Let us handle the legwork so you can focus on what matters most—enjoying full ownership of your vehicle.

Protection

Drive confidently and protect your investment with our comprehensive protection from vehicle service contracts and GAP insurance to windshield and key replacement. 

We proudly partner with Smart Autocare to offer our drivers the best protection. Enjoy complete financial security and peace of mind, knowing you’re covered in any situation. Click our services to learn more.

Title

Paperwork is a headache. That’s why we make the titling process seamless and stress-free.

When you choose to buy out your lease, our experienced team handles all the necessary paperwork and ensures that every detail is taken care of, including the transfer of ownership. With our comprehensive support, you won’t have to worry about navigating the complexities of titling—we’ll guide you every step of the way.

Support

You don’t have to speak to multiple people. You get a personal lease expert from start to end. 

Our company is proud to offer the best customer support in the industry, ensuring a seamless experience for your loan protection and title needs. We’re with you every step of the way, from initial consultations to finalizing your buyout and beyond. Skip the hassle of the dealership—no hard negotiations, no worrying about getting a bad deal. 

Financing That Fits Your End of Lease Needs

Our Lenders, Rates, and Terms

Estimated APR Range

4.99%-24.99%*

*Rates are current as of May 2025 and are subject to change

Available Loan Terms

36-84 months

End The Cycle Of Leasing

Why Buy Your Leased Car?

Dealerships will try to convince you to return your car and get another lease. Why? because they want to resell your car and ensure you are in a perpetual cycle of renting from them. Frankly, dealerships make more money when you lease, and it is always more expensive for you in the long run. Here are the main reasons to buy your vehicle. 

Payment

Buying out your lease can often mean lower monthly payments compared to leasing a new vehicle, as you’re financing the remaining value rather than the full price of a new car. 

Freedom

Owning your vehicle gives you the freedom to drive without restrictions—no mileage limits, no wear-and-tear fees, and no worries about lease-end penalties.  Plus, once your loan is paid off, you own the car outright, eliminating monthly payments and giving you long-term financial flexibility that leasing can’t offer.

Equity

Positive equity in a car you own means the car’s market value is higher than the amount you still owe on its loan. This equity can be used as a down payment on a new car, traded in for value, or kept as profit if you sell the car.

Peace of Mind

 You don’t have to worry about staying under a mileage limit or keeping the car in pristine condition to avoid extra charges. Plus, as the owner, you control maintenance and repairs on your terms, without the pressure of returning the car in perfect condition.

Your Lease Experts

Why Choose Us?

Customer Satisfaction

0 /10

Industry Experience

0 + years

*APR Rates As Low As

0 %
5 year $30,000 loan

People You Talk To

1

*Rates above may change at lender discretion and may not be available at the time of loan commitment or lock-in.

A woman looking into the distance while Sam the Solutions Sloth flies by in a plane, pulling a banner that says 'Satisfaction Guaranteed.

Not Convinced? Hear it from Someone Else.

Our Customer Testimonials.

Want to Learn More?

Talk to a Lease Specialist

Contact Us

Visit Our Secure Portal to Start Your Credit Application.

Get Pre-Approved

Want to Learn More?

Talk to a Lease Specialist

Contact Us

or

Visit Our Secure Portal to Start Your Credit Application.

Get Pre-Approved

The First Step To Owning Your Car